NinjaPiggy's Car Buying Rules

I narrowed car buying down into two phases. Phase 1 looks at rules for people who are broke, but need to buy a car (I define being broke as having negative net worth and not having anything saved for retirement). Phase 2 is for those who have a positive net worth, are saving for retirement, and who want/ need to buy a car.

Here are NinjaPiggy's car buying rules for Phase 2.

Don't Take Spending Advice From Tina Fey

Tiny Fey is funnier and wealthier than I’ll ever be. According to a quick Google search, she has a net worth of $45 million. Barring extremely massive stupid decisions, she won’t have to worry about money the rest of her life. That being said, I need to call her out. Her American Express commercials give downright bad spending advice. She can do what she wants with her money, but when she starts giving out harmful advice, I have to take a stand. Sorry Tina, I can stay silent no longer.

NinjaPiggy Hacks: Buying a Laptop

Welcome to the first post in NinjaPiggy's Wallet Hacks series. Before we dive in, I'd like to lay out the purpose of NinjaPiggy's Wallet Hacks. I'll be looking at real world examples on how to save money. However, my Wallet Hacks are about far more than showing you how to snag great deals.

I'll show you how saving money isn't about depriving yourself of nice things. I'll teach you how living with intention means getting more of what you want. 

In part one of the Wallet Hacks series, I’ll examine a purchase I made that is very instrumental to running NinjaPiggy. I’ll walk you through my decision to buy a laptop.  

Why Everyone Needs Personal Finance Blogs

Our society is saturated with marketing. It’s unavoidable. Email may give us the ability to opt out or unsubscribe to marketing, but life doesn't afford us the same opportunity. While you can’t escape marketing, you can build your resistance to it. How so? By reading personal finance blogs on a daily basis.

You're Broke, But Need a Car: 9 Car Buying Rules

I'm a big fan of using simple rules to help people make easier and better financial decisions. Developing simple rules is a lot easier said than done, as there are a range of viewpoints to consider. I narrowed the car buying rules down to two phases. Phase 1 looks at rules for people who are broke, but need to buy a car. 

9 Rules for Using a Credit Card

Paper or plastic? The decision to use cash or credit can invoke strong opinions. Here at Ninja Piggy, I try to take a rational, pragmatic approach to financial decisions. Instead of telling you to use cash because credit cards are evil, I lay out guidelines to follow if you do decide to use a credit card. In the case of deciding whether or not to use a credit card, I realize the rewards, benefits and convenience may be too enticing to pass up.

Move the Finish Line Closer

Earlier this year, I had the privilege (if you want to call it that) of doing my first triathlon. I’ve always had the desire to do one, and I set a goal of completing one this year, so I took the plunge. I’m a capable athlete, but long distance anything isn’t my specialty. I choose an Olympic distance triathlon which consists of approximately a 1-mile swim, 25-mile bike ride, and 6-mile run. I’m not crazy enough to try an Ironman (at least not yet).

Are You Ready For Some Football?

In my last post, I discussed why you should stay optimistic, even when pessimist can be so convincing. As a fan of the Denver Broncos, I find the Broncos 2015 season, a great case study in why a pessimist's words must be taken with a grain of salt. With the 2016 NFL season upon us, let's take a quick look back at the 2015 Broncos.